Should I Combine Insurance Policies?

There are different ways to save money on insurance policies, but it’s important to remember that you often get what you pay for. In many instances, the cheapest insurance policies out there mean minimal coverage and a much greater exposure to risk.

Bundling policies together—like your home, auto, or other personal insurance policies—is both a safe and easy way to receive a multi-policy discount and keep some extra money in your pocket. And there are other benefits to bundling insurance policies in addition to potential cost savings:

Enhanced Coverages

If you have one carrier write multiple insurance policies, you could benefit from diminishing deductibles. For example, if you experience an unfortunate house fire and it damages the car in your garage., some carriers may only require you to pay one deductible instead of two.

Policy Security

Having more than one insurance policy with the same carrier can minimize the chance of that carrier dropping your coverage if you receive tickets, have to make an insurance claim, etc.

Smoother Claims Process

Managing your policies with one carrier instead of multiple carriers can make for a much smoother claims process for you. With a one-stop-shop insurance agency like Kish Insurance, you can reduce paperwork, streamline communications, and save valuable time in addition to saving money.

Thinking about bundling insurance policies? Our experts at Kish Insurance can answer any questions you have and take the time to find the best insurance coverage for your unique needs. Contact us today or Request a Quote online.