Don’t Skip Umbrella Insurance if You Have These Home Features

As a homeowner, you likely have reliable Home Insurance. You know it protects your home, belongings, and covers you for liability, too. However, not all homes and their features are created equal when it comes to coverage.

An Umbrella Insurance policy is designed to provide more liability insurance once you have exhausted your current Home Insurance liability limit. In this litigious society, it is well worth having additional liability protection with an Umbrella policy, especially if you have any of the following items:

• A pool
  Slips and falls, diving accidents, and even drowning are just some of the risks that you face when you have a pool. For this reason, you should consider additional liability coverage to protect your increased threat of injuries and claims.
• A swing set or jungle gym
  Accidents can happen, even with these fun backyard toys. If someone else’s child gets injured on your swing set or jungle gym and you don’t have adequate liability coverage, the parents could bill you for medical expenses, rehabilitation costs, and even pain and suffering caused.
• A dog
  Even with a lovable dog, all it takes is one unexpected incident for someone to file a dog bite claim. Be sure to talk to your insurer about finding the right coverage for your breed of dog.

Find the reliable Umbrella Insurance policy that you need and deserve. Talk to the agents at Kish Insurance to get started.