CDs
If you’re able to commit all or a portion of your savings for a fixed period of time in exchange for a higher interest return, a Certificate of Deposit (CD) may be the right solution for you. Kish offers terms ranging from 3 months to 10 years, each with a fixed rate for the life of the CD.
UnCD
The UnCD from Kish is a CD for the uncertain times you may face. Get the security of an FDIC-insured CD from a local bank you know and trust, with the flexibility to withdraw your money at any time within the term—penalty-free!*
It’s a CD that’s unlike any other from a bank that’s unlike any other. Talk to us today to find out more or to open an UnCD.
*18-month variable rate CD. Fees could reduce the earnings on the account. Early withdrawal penalty waived with seven-day notice of intent to withdraw funds. A penalty may be imposed for early withdrawal without a seven-day notice. The minimum balance to open an account and obtain the APY is $10,000. Not eligible to be opened as an IRA CD.
CDARS
CDARS® is the Certificate of Deposit Account Registry Service®. It is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. With CDARS and Kish Bank, everything is handled through us. Your deposit is placed into a special network of member banks, then, your CDs are placed with these member banks in amounts under $250,000 so your entire investment is eligible for FDIC insurance. By working with just one bank—Kish Bank—you can receive insurance from many.
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