Savings vs. Money Market Accounts

Which Kish savings option is best for you? Compare the features and interest rates for our Savings Account and Money Market Accounts below.

For more help determining which solution fits your needs, contact us for expert guidance from a Kish Banker.

no	Savings Account	Money Market Account
Minimum to Open	$100	$100
Monthly Maintenance Fee	$3	$10
Monthly Maintenance Fee Waived If:	Daily ledger balance is at least $200 or primary account owner is under age 19.	Daily ledger balance is at least $3,000.
Interest Earning (Variable)	yes	yes
Unlimited Deposits	yes	yes
Withdrawals	Unlimited in-person withdrawals + 6 pre-authorized withdrawals per month.⁽³⁾	Unlimited in-person withdrawals + 6 pre-authorized withdrawals per month.⁽³⁾
Debit Card Available	yes	yes
Check Writing Capabilities	—	yes
Digital Banking Transfer Access	yes	yes

Find Your Best Savings Option