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The Importance of Coverage on the Road

A semi-truck driving on a highway on a sunny day


Choosing the Right Trucking Insurance

The trucking industry is one of the most specialized and important industries in the nation. As a demanding job with a lot of responsibilities, having the right insurance policy is the best way to ensure that you and your truck stay safe while on the road.

There are many different Trucking Insurance coverage options that are available—and choosing the right options for your policy will provide the most comprehensive coverage.

Some of the most common coverage options include:

Liability Arrow pointing Down
  • Primary Liability (up to $2,000,000 combined single limit)
  • Non-Trucking Liability
  • Hired Auto
  • Non-Owned Auto
  • Excess and/or Umbrella (up to $5,000,000)
  • Medical Payments
  • Uninsured/Underinsured Motorist
Physical Damage Arrow pointing Down
  • Collision, Comprehensive or Specified Perils
  • Aggregate & Combined Deductibles
  • Rental Reimbursement
  • Gap Coverage
  • Personal Effects for Drivers
  • Towing Coverage
All Risk & Broad Form Policies Arrow pointing Down
  • Refer Breakdown
  • Loading & Unloading
  • Debris Removal
  • Aggregate Deductibles
  • High-Valued Commodities (requiring limits of $250,000 per vehicle or higher)
Other Products Arrow pointing Down
  • General Liability ($1,000,000 Occurrence; $2,000,000 Aggregate)
  • Commercial Property
  • Surety Bonds
  • Workers’ Compensation
  • Occupational Accident Coverage

With so many coverage options, it is important to consider the protection of the policy over the price. While budget is an important factor when it comes to choosing a policy, having the right amount of insurance can help to protect you from financial devastation.

At Kish Insurance, we understand the specific insurance requirements that are associated with the trucking industry. Contact us today for your Trucking Insurance needs—we’ll work closely with you to ensure you have the most comprehensive coverage for your needs.

 

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Kish Insurance is a registered name of Kish Agency, Inc., Independent Insurance Agency. Property and casualty insurance services are offered exclusively through Kish Agency, Inc., a subsidiary of Kish Bank. Kish Agency, Inc. is licensed to sell and service property and casualty insurance products to Pennsylvania residents only. Insurance products are not deposits or obligations of the Bank, not FDIC insured, not insured by any federal government agency, are not underwritten or guaranteed by the Bank, and may go down in value.